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| Private pensions,
asset income and Social Security benefits are what most seniors
count on as retirement income. Some retirees will find
these sources to be enough to provide for a comfortable
retirement, but others will need (or want) to find a retirement
destination that offers a more affordable cost-of-living since
they no longer have employment income. |
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St. Simons Island, Georgia
Golden Isles is a string of barrier islands
off Georgia's Atlantic coast, and St. Simons is the most
populous island. Much of St. Simons is undeveloped forest,
but there are plenty of restaurants, art galleries and
shops. The island is rich in history and offers a sense of
security. The cost-of-living is below the national
average. Prescription drugs, eyeglasses and hearing aids
are exempt from state sales tax. Real estate near
the coast can be pricey, but inland condos can be had for under
$100,000.
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Each week we bring you the
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Kerrville, Texas
Sixty-five miles northwest of San
Antonio, nestled in the heart of Hill Country, sits the Texas community
of Kerrville, a peaceful town where retirees compose a third of the
population. Seniors here enjoy the low crime rate and the low
cost-of-living. On a scale of 100, with 100 being the national
average, Kerrville rates a 95 when it comes to living expenses.
The sales tax here is high at 8.25%, but prescriptions and groceries are
exempt. There is no state income tax and no inheritance tax;
property taxes are $23 per $1,000. Food and transportation
costs are slightly higher than the national average, but health care and
recreation costs
are well below the national average. These factors combine to make Kerrville an attractive choice
for a low cost retirement.
States with No State Income Taxes:
Alaska, Florida, Nevada, South Dakota, Texas,
Washington and Wyoming
Taxes States Collect:
Fuel taxes, sales taxes, property taxes, tobacco
taxes, income taxes
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